PepePays supports 50+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), USDT, USDC, BNB, Solana, Polygon, and many more. We regularly add new tokens based on community demand. All supported assets can be stored in your wallet and used to fund your virtual or physical cards.

You earn PEPEPAYS tokens automatically with every card transaction you make. The more you spend, the more tokens you accumulate. You also receive bonus tokens when purchasing new virtual or physical cards. Premium card tiers unlock higher earning rates.

Staking PEPEPAYS tokens reduces your transaction fees by up to 80% depending on your tier (Bronze: 20%, Silver: 40%, Gold: 60%, Diamond: 80%). Stakers also get early access to new features, exclusive card designs, higher spending limits, and priority customer support.

Converting crypto to fiat is simple. Select the cryptocurrency and amount you want to convert, choose your local currency, and enter your bank details. Transfers typically complete within 1-3 business days depending on your region. We support bank transfers in 100+ countries with competitive exchange rates.

Yes! Virtual cards are generated instantly once your account is verified. You can create multiple virtual cards for different purposes - online shopping, subscriptions, or one-time purchases. Each card has its own number and can be frozen or deleted anytime from the app.

Physical cards are premium metal cards delivered to your address. They support tap-to-pay (NFC) at any terminal worldwide, ATM withdrawals in select regions, and online purchases. Card orders typically ship within 5-7 business days. Premium card holders earn bonus PEPEPAYS tokens on every transaction.

Security is our top priority. We use multi-signature wallets, cold storage for the majority of assets, 256-bit SSL encryption, and mandatory 2FA. Our smart contracts are audited by leading security firms, and user assets are insured against platform risks. Your private keys remain in your control.

PepePays has no monthly maintenance fees. You only pay when you use the service: card transactions have a small fee (reduced by staking PEPEPAYS tokens), crypto swaps use best-market rates with transparent spreads, and bank off-ramps have competitive withdrawal fees. All fees are clearly shown before you confirm any transaction.

PepePays is available in 100+ countries worldwide. Virtual cards work for online purchases globally. Physical cards and bank off-ramps are available in most major markets including the US, EU, UK, Canada, Australia, and many countries across Asia, Africa, and Latin America. Check our coverage map for specific details.

Getting started takes less than 2 minutes. Download the PepePays app or sign up on our website, complete basic KYC verification (required for regulatory compliance), deposit crypto to your wallet, and generate your first virtual card. You can start spending immediately once your account is verified.