Crypto-Powered Finance

Everything You Need to Spend Your Crypto

From secure multi-chain wallets to instant virtual cards and bank off-ramps, PepePays bridges the gap between your crypto holdings and everyday spending. No more waiting, no more complexity.

Multi-Chain Wallet

One wallet for all your crypto. Store, send, and receive Bitcoin, Ethereum, USDT, and 50+ other cryptocurrencies securely.

Virtual Cards

Instant virtual cards powered by your crypto balance. Shop online anywhere Visa or Mastercard is accepted worldwide.

Physical Cards

Premium metal cards delivered to your door. Tap to pay at any store, ATM withdrawals included in select regions.

Bank Off-Ramp

Convert crypto to local currency and withdraw directly to your bank account in 100+ countries. Fast, low-fee transfers.

Instant Swap

Swap between cryptocurrencies instantly with best-in-class rates. No hidden fees, transparent pricing always.

Earn Rewards

Earn up to 8% APY on your crypto holdings. Stake, earn, and grow your portfolio while you hold.

Bank-Grade Security

Multi-signature wallets, cold storage, and insurance protection. Your assets are safeguarded 24/7.

Mobile First

Full-featured iOS and Android apps. Manage your wallet, cards, and transactions on the go with biometric security.

Ready to Start Your Crypto Journey?

Join thousands of users who trust PepePays for their crypto spending needs. Sign up in minutes and get your first virtual card today.

Why PepePays

Spend Crypto. Earn PEPEPAYS. Save More.

PepePays isn't just another crypto card. It's a complete ecosystem where every transaction rewards you. Earn PEPEPAYS tokens with every purchase, stake them to reduce fees, and unlock exclusive benefits.

P

PEPEPAYS Token

The utility token powering your rewards and savings

Up to 5%
Cashback in tokens
Up to 80%
Fee reduction
Unlimited
Earning potential

Earn $PEPEPAYS Tokens

Every transaction earns you $PEPEPAYS tokens. The more you spend, the more you earn. Accumulate tokens automatically with every card swipe.

Card Purchase Rewards

Get bonus $PEPEPAYS tokens when you purchase virtual or physical cards. Premium cards unlock even bigger token rewards.

Stake & Save on Fees

Stake your $PEPEPAYS tokens in the app to unlock reduced transaction fees. Higher stakes mean bigger savings on every purchase.

Exclusive Token Benefits

Token holders get early access to new features, exclusive card designs, higher limits, and priority customer support.

True Self-Custody

Your keys, your crypto. We never hold your private keys. Non-custodial wallet with full control over your assets.

Zero Hidden Fees

Transparent pricing always. No monthly maintenance fees, no surprise charges. What you see is what you pay.

Staking Tiers

Stake More, Save More

Bronze

100,000
PEPEPAYS staked
20% fee reduction

Silver

200,000
PEPEPAYS staked
40% fee reduction

Gold

500,000
PEPEPAYS staked
60% fee reduction
Simple Steps

From Crypto to Card in Minutes

Getting started with PepePays is effortless. Follow these simple steps to transform your crypto into everyday spending power. No complexity, no waiting, just seamless financial freedom.

Step 01

Create Your Wallet

Sign up in under 2 minutes. Complete basic verification to unlock all features. Your secure multi-chain wallet is ready instantly.

Step 02

Fund With Crypto

Deposit Bitcoin, Ethereum, USDT, or any of 50+ supported cryptocurrencies. External wallet transfers or buy directly with fiat.

Step 03

Get Your Card

Instantly generate a virtual card or order a premium physical card. Your crypto balance backs your spending power.

Step 04

Spend Anywhere

Use your card at millions of merchants worldwide. Online shopping, subscriptions, or tap to pay in stores. Real-time conversion.

Step 05

Off-Ramp to Bank

Convert crypto to local currency anytime. Withdraw directly to your bank account in 100+ countries with low fees.

Step 06

Track & Grow

Monitor your portfolio, track spending, and earn rewards. Stay in control with real-time notifications and detailed analytics.

2min
Average signup time
50+
Supported cryptos
100+
Countries supported
$0
Monthly fees
Global Coverage

Available Worldwide

PepePays is available in all countries where cryptocurrency is legal. No borders, no barriers - just seamless crypto-to-fiat conversion wherever you are.

Americas

USA, Canada, Brazil, Mexico, Argentina, Colombia, Chile & more

Europe

UK, Germany, France, Spain, Italy, Netherlands, Portugal, Switzerland & all EU

Asia Pacific

Japan, Singapore, Australia, South Korea, India, Philippines, Thailand & more

Middle East & Africa

UAE, South Africa, Nigeria, Kenya, Israel, Saudi Arabia, Egypt & more

150+ countries supported wherever crypto is legally permitted
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PEPEPAYS Ecosystem

Where crypto meets real-world utility

50+
Cryptos
8%
Max APY
24/7
Support
Trusted & Secure
256-bit SSL
Cold Storage
2FA Security
Audited Smart Contracts
Insured Assets
Mobile App

Your Crypto Wallet In Your Pocket

Experience the full power of PepePays on the go. Manage your multi-chain wallet, generate virtual cards instantly, track PEPEPAYS token rewards, and off-ramp to your bank - all from your smartphone.

Secured with biometric authentication, real-time notifications, and the same bank-grade encryption as our web platform.

Multi-chain wallet
Instant virtual cards
Token rewards
Bank off-ramp
Biometric security
Real-time alerts
Awaiting Store ApprovalOur apps are currently under review. Sign up for early access!
Get it on Google Play
Pending
Download on the App Store
Pending
9:41
Total Balance
$24,850.00
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Add
Send
Card
Swap
Your Assets
BTC
0.45 BTC
+2.4%
ETH
5.2 ETH
+1.8%
Earned
+50 $PEPEPAYS
Beta Access Now OpenJoin Early Adopters

Exclusive Beta Access for Token Holders Only

Be Among the First to Experience Borderless Payments

Required Holdings

10,000 PEPEPAYS

While we await Google Play and App Store approval, we're giving our community early access to PepePays virtual cards. This isn't just another payment app - it's your passport to financial freedom.

Virtual Visa/Mastercard cards
Zero-fee crypto conversion
Early adopter rewards & airdrops

Why Token Holdings?

We're building more than an app - we're building a community. Token holders get first access, best rates, and a stake in our success. As we grow, so does the value of your commitment.

Limited beta slots available. Token supply is fixed. Don't miss your window.
FAQ

Frequently Asked Questions

Everything you need to know about PepePays, PEPEPAYS tokens, crypto cards, and bank off-ramps. Can't find what you're looking for? Contact our 24/7 support team.

What cryptocurrencies does PepePays support?

PepePays supports 50+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), USDT, USDC, BNB, Solana, Polygon, and many more. We regularly add new tokens based on community demand. All supported assets can be stored in your wallet and used to fund your virtual or physical cards.

How do I earn PEPEPAYS tokens?

You earn PEPEPAYS tokens automatically with every card transaction you make. The more you spend, the more tokens you accumulate. You also receive bonus tokens when purchasing new virtual or physical cards. Premium card tiers unlock higher earning rates.

What are the benefits of staking PEPEPAYS tokens?

Staking PEPEPAYS tokens reduces your transaction fees by up to 80% depending on your tier (Bronze: 20%, Silver: 40%, Gold: 60%, Diamond: 80%). Stakers also get early access to new features, exclusive card designs, higher spending limits, and priority customer support.

How does the bank off-ramp work?

Converting crypto to fiat is simple. Select the cryptocurrency and amount you want to convert, choose your local currency, and enter your bank details. Transfers typically complete within 1-3 business days depending on your region. We support bank transfers in 100+ countries with competitive exchange rates.

Are virtual cards instant?

Yes! Virtual cards are generated instantly once your account is verified. You can create multiple virtual cards for different purposes - online shopping, subscriptions, or one-time purchases. Each card has its own number and can be frozen or deleted anytime from the app.

How do physical cards work?

Physical cards are premium metal cards delivered to your address. They support tap-to-pay (NFC) at any terminal worldwide, ATM withdrawals in select regions, and online purchases. Card orders typically ship within 5-7 business days. Premium card holders earn bonus PEPEPAYS tokens on every transaction.

Is my crypto secure with PepePays?

Security is our top priority. We use multi-signature wallets, cold storage for the majority of assets, 256-bit SSL encryption, and mandatory 2FA. Our smart contracts are audited by leading security firms, and user assets are insured against platform risks. Your private keys remain in your control.

What are the fees?

PepePays has no monthly maintenance fees. You only pay when you use the service: card transactions have a small fee (reduced by staking PEPEPAYS tokens), crypto swaps use best-market rates with transparent spreads, and bank off-ramps have competitive withdrawal fees. All fees are clearly shown before you confirm any transaction.

Which countries are supported?

PepePays is available in 100+ countries worldwide. Virtual cards work for online purchases globally. Physical cards and bank off-ramps are available in most major markets including the US, EU, UK, Canada, Australia, and many countries across Asia, Africa, and Latin America. Check our coverage map for specific details.

How do I get started?

Getting started takes less than 2 minutes. Download the PepePays app or sign up on our website, complete basic KYC verification (required for regulatory compliance), deposit crypto to your wallet, and generate your first virtual card. You can start spending immediately once your account is verified.

Still have questions?

Our support team is available 24/7 to help you with any questions about your wallet, cards, or PEPEPAYS tokens.